AI agents make 138 million crypto payments as U.S. dominates spending on AI models
What CoinDesk reports, why it matters and what remains unconfirmed.

The story in one view
- Reported by
- CoinDesk
- Coverage lens
- Companies and finance
- Published
- Evidence status
- Cross-source reports linked
What CoinDesk reports
U.S.-linked wallets account for just over 88% of tracked AI model payments, dwarfing China’s 0.1% share, according to new Chainalysis research.
The immediate significance
The report describes a company financing or operating decision. Its importance depends on completed terms, timing and the measurable effect on the business rather than the headline figure alone.
CoinDesk and Decrypt have also published a related report, providing another attributed account to compare without treating repetition as proof.
What remains unknown
- The extract does not include the complete transaction terms, financial statements or implementation timetable.
- No matched primary document independently supporting the central claim is linked to this page.
How the story developed
CoinDesk and Decrypt are reporting related developments. Reports are shown in publication order; separate coverage is not independent confirmation.
CoinDesk Ripple adds Stripe-owned wallets to XRP Ledger as AI payments pass 14 million
The integration will let software pay for online services using XRP and RLUSD, while questions remain about how much real economic activity the transactions represent.
CoinDeskCurrent briefing AI agents make 138 million crypto payments as U.S. dominates spending on AI models
U.S.-linked wallets account for just over 88% of tracked AI model payments, dwarfing China’s 0.1% share, according to new Chainalysis research.
Decrypt AI Agents Made 138 Million Crypto Payments in a Year. Most Were Tiny
A new Chainalysis report found payments through Coinbase’s x402 protocol surged from about 1,500 in mid-2025 to more than 138 million by Q3 2026, with U.S. wallets dominating spending on AI models.
Related Articles And Podcast
Further reporting and analysis on this story.
AI Just Escaped — Crypto Is Where It Gets Dangerous | Daily Crypto Deep Dive
Artificial intelligence has reportedly crossed a line that once belonged firmly in science fiction.
Read the notes and play the episode

